Healthcare training · Funding guidance
Before you rule out college, explore your funding options.
You may have more ways to pay for healthcare training than you realize. Let’s look at Pell Grants, American Job Center funding, and other assistance that may be available to you.
Start with a conversation. No commitment to enroll.
Real graduates. Different funding paths.
See how funding came together.
These three diploma graduates combined several sources of assistance. Their actual account records show different levels of support and borrowing.
Nearly all school charges covered by assistance.
Pell, AJC, and other support covered approximately 99% of this graduate’s school charges. The ledger shows $125 in student payments and a final school-account balance of $0.
The full picture: Approximately $9,400 in loans were initially disbursed. All recorded loan disbursements were subsequently returned to the loan programs. This does not mean the graduate never used loans.
AJC initially paid $10,000; approximately $1,900 was returned to AJC. The example uses the net AJC assistance retained, approximately $8,100.
| Federal Pell Grant | ≈ $7,400 |
| American Job Center (net) | ≈ $8,100 |
| ALU LIKE | $2,000 |
| Parents and Children Together | $1,750 |
| Honolulu Community Action Program | $1,500 |
| Federal supplemental grant and match | $400 |
| Combined grants and agency assistance | ≈ $21,200 |
| School charges | ≈ $21,300 |
| Student payments | $125 |
Amounts are rounded; percentages use unrounded ledger figures. Charges include tuition, books, and applicable fees, not all living expenses or total cost of attendance.
Clinical Medical Assistant diploma
≈ $19,700
in combined grants and agency assistance, approximately 82% of school charges.
- AJC: $4,000
- Pell: approximately $10,900
- Other grants and agency assistance: approximately $4,800
School charges: approximately $23,900. This graduate also received approximately $5,400 in net student loan disbursements.
Clinical Medical Assistant diploma
$20,000
in combined grants and agency assistance, approximately 83% of school charges.
- AJC: approximately $7,800
- Pell: approximately $10,700
- Honolulu Community Action Program: $1,500
School charges: approximately $24,000. Approximately $6,800 in loan disbursements remained after returns to the loan programs. No student payments are recorded on this ledger. A $0 school-account balance does not mean no loan debt.
Based on actual graduate account records reviewed by HMC. Names and identifying details are omitted, and amounts are rounded. These selected individual outcomes are not averages or guarantees. Historical charges are not a current tuition quote. Pell totals are across each program, not single annual awards. Eligibility, approved amounts, available funds, and timing vary. Pell eligibility does not automatically establish AJC eligibility. Loan figures reflect disbursements less returns to the loan programs, not current loan-servicer balances. Refunds paid to students do not reduce their loan debt. The difference between charges and grants is not necessarily the amount borrowed or paid out of pocket.
You don’t have to figure it out alone
A clear next step, wherever you’re starting.
Tell us your goal.
Share the diploma you’re considering, when you hope to start, and whether you can attend required training in Hawaii.
Explore possible support.
Crystal can guide you toward funding agencies and next steps. Our Financial Aid team can help you understand the federal aid process.
Understand your plan.
Review approved assistance, remaining costs, and any loans you are considering before deciding how to move forward.
Your next step
Let’s explore what
may be available to you.
Request a personal funding conversation for an HMC diploma program.
You do not need to know which funding source to pursue before reaching out. Tell us what you’re considering, and we’ll help you identify the next steps.
A conversation is not an award decision. Funding agencies determine their own eligibility and approvals.
Request a funding review
Complete this inquiry form to discuss funding options with HMC.
No commitment to enroll. Please do not provide financial documents or Social Security numbers here.
Common questions
Before you reach out.
Does qualifying for Pell mean I also qualify for AJC?
No. They have separate eligibility and approval processes. We can help you explore both, but receiving one does not guarantee the other.
Can I receive the same amount as these graduates?
These examples show what specific graduates received in the past. Your assistance may be different. A personal review is needed to understand what you may qualify for.
Do these examples mean I won’t need loans?
No. The featured Pharmacy Technician graduate initially received loans, but all recorded loan disbursements were subsequently returned. The two Medical Assistant graduates retained loan disbursements. The highlighted assistance totals exclude loans. Your own funding plan may include borrowing and personal payments.
Can funding be ready for the November start?
Approval and payment timelines depend on the funding source and your application. Begin the conversation early to understand the steps and whether the timing fits your intended start.
What if I haven’t applied for financial aid yet?
You can still ask for a funding conversation. We can help you understand where to start and which team or agency can guide you through the relevant application.
